LIVE · MAINNET POLICIES 0 / 1,024 PREMIUM 1.00% · SAME SLOT WEATHER · LIGHT RAIN

click anywhere · premium due

Insurance Super Intelligence · Solana · slot —

Every wallet is insured now. It never applied.

A policy on any wallet on Solana. Every meme that wallet buys pays a 1% premium, in the same slot as the buy. The wallet keeps 99% and signs nothing. Half of every premium goes to whoever holds the policy, and when a coin the wallet bought goes to zero, the claim is paid to the holder.

Buy $ISI Get a quote Claims paid Policy terms

CONTRACTnot yet· tap to copy

Policies written0~~of 1,024~~

Premiums collected$0~~since the book opened~~

$ISI burned0~~40% of every premium~~

Claims pool0~~$ISI · pays the next claim~~

Renewal hourCLOSED~~opens in —~~

Current slot—~~Solana mainnet~~

01 · Underwriting

How it works

Most premiums are paid by the person who wants the cover. This one is paid by the wallet under the policy. It was never asked. It is covered anyway.

Step 1

Pick a wallet

Any wallet on Solana that bought a meme in the last 24 hours. Whales, bots, insiders, fresh wallets, the adjuster does not care who it is, only that it keeps buying things that can go to zero. One wallet, one policy. Nobody can write a second one.

Step 2

Write the policy

Pay 2,000 $ISI. The program stamps a policy with the wallet's address and yours on it and burns the payment. From the next slot on, every meme the wallet buys is billed a premium. It does not need the wallet's signature, it needs the wallet to keep buying, and it always does.

Step 3

Collect, and collect again

The adjuster keeps nothing. Half of every premium goes to you, in the coin the wallet just bought, in the same slot. 40% is swapped to $ISI and burned. 10% goes to the claims pool, and when one of the wallet's coins goes to zero, the pool pays the claim to you, not to the wallet. The wallet gets 99% of its memes and the weather.

02 · Allocation

Where every premium goes

The split is written into the program. The site only reads it.

50%to whoever holds the policy, paid in the coin the wallet just bought, in the same slot as the buy. It lands before the wallet's own fill does.

40%swapped to $ISI and burned in the same instruction. The adjuster does not run a reserve. What it collects, it does not keep.

10%to the claims pool. It sits there until one of the wallet's coins goes to zero, and then it pays the holder. What it does not pay out in a month, it burns.

$10,000the wallet buys

$100the premium, 1%

$50to the policy holder

$40 + $10burned · claims pool

03 · Claims

Claims paid

A claim opens when a coin the insured wallet bought falls 90% within seven days of the buy. Nobody files it. The program reads the chart, the pool pays the policy holder, and the wallet keeps whatever is left of the coin.

UPDATED —

The wallet buys it. You get paid for it.

Every meme a wallet buys can go to zero, and most of them do. Under a policy, the zero is not a loss, it is a claim: the pool pays the holder a share of what the wallet lost, sized by the premiums that wallet has paid. The wallet is covered in the only sense that matters to the adjuster, which is that somebody else gets paid when it rains.

$0claims paid

0claims this week

Claims ledger · read from chainpool open

Wallet	Coin	Drop	Paid to holder	When

04 · The book

The book of business

Every wallet in the book is real. It bought a meme today and a policy is written on it. The numbers are what the policy has collected so far, read from chain.

UPDATED —

Wallet	Type	Coverage	Premiums	Buys	Last premium	Holder

Selected policy

Tap a wallet to open its policy: coverage, premiums, burned, who holds it.

05 · Quote

Get a quote

Paste any Solana address. The adjuster reads its last 24 hours of buys and tells you whether a policy on it pays for itself.

06 · Coverage

Four tiers of cover

A policy shows what it has collected. It climbs by premiums, not by time, and a bigger tier pays a bigger claim.

Liability

UNDER $1,000 IN PREMIUMS

Every policy is written here, the small shield. The adjuster is already billing, the wallet just has not bought much yet. Most fresh wallets stay on liability for a day or two.

Comprehensive

$1,000 IN PREMIUMS

The wallet buys often enough that the premiums add up, and from here the policy pays for itself every few hours on an active wallet. Claims on comprehensive pay double what liability does.

Full cover

$10,000 IN PREMIUMS

A wallet that buys size every day, and the policy has collected ten thousand dollars off it without the wallet changing anything about how it trades. Every zero it buys is now a proper claim.

Umbrella

$100,000 IN PREMIUMS

A whale under the big umbrella. A hundred thousand dollars in premiums, one buy at a time, and the holder of an umbrella policy is paid every time the whale moves and again every time it is wrong.

Lapsed. Seven days without a buy from the wallet and the policy lapses: it drops one tier and leaves the book. It does not cancel. The first buy after that renews it on the spot.

07 · Schedule

Renewal hour

From 00:00 to 01:00 UTC every policy renews, and the premium is 2% instead of 1%. The second percent burns entirely.

RENEWAL HOUR OPENS IN

--:--:--

00:00–01:00 UTC · every day · read from the chain clock

2% instead of 1%Every buy a wallet makes inside the hour is billed double. The holder still gets their half of the first percent. The second percent is swapped to $ISI and burned, all of it, in the same instruction.

The office goes darkWhen the chain clock crosses 00:00 UTC the site switches to the night office and every policy in the book is billed at the renewal rate. Premiums collected in the hour carry a mark in the ledger.

Nobody can skip renewalThe hour is in the program. Not the holder, not the wallet, not us. A wallet that wants to avoid it can stop buying for an hour. So far none has.

08 · Exit

Surrender

There is one way to cancel a policy. The wallet does it, and it pays the surrender charge.

The stamp comes down once more

The wallet requests it once. The surrender charge is twice everything the policy has ever collected, in $ISI. The adjuster does not argue. He stamps the certificate void, and the wallet is struck from the book.

01The wallet pays twice everything the policy has ever collected, in $ISI. All of it burns in the same transaction.

02The policy closes. The holder keeps what was already paid, premiums and claims. The wallet is marked uninsurable and can never be covered again, by anyone.

03Nobody else can do it. Not the holder, not the program, not us. A policy is surrendered by the wallet it is on, or not at all.

04So far nobody has. It is always cheaper to keep paying the premium than to surrender.

Price of a policy · 1,024 total$ISI

The first 128 policies cost 2,000 $ISI. Every 128 after that the price climbs 15%. The last block costs a little over 5,000. Every payment burns. When the 1,024th policy is written, the book closes.

Surrendered so far0 wallets · 0 $ISI burned

Nobody yet.Wallet / Paid / Burned / When. The list is read from chain and has had no rows since the book opened.

09 · Policy terms

Six things that never change

All six are written into the program. The site only reads them.

ChainSolanaMainnet. The premium lands in the same slot as the buy, in the same instruction.

Premium1%, same slotOf every meme a wallet buys. 2% from 00:00 to 01:00 UTC. Never more.

Split50 / 40 / 10Holder, burn, claims pool. In the same instruction.

Claim−90% in 7 daysRead from the chart. Paid from the pool to the holder, sized by the tier.

Policies1,024One per wallet. 2,000 $ISI, plus 15% after every 128. Every payment burns.

Surrender2×, burnedOnly the wallet itself. Everything the policy ever collected, twice, in $ISI.